this is going to sound strange but, my belly button has been hurting...i cleaned it out and saw a pea size growth in it. now to me it looks like my belly button split a little and my fat is comming out. is this possable? i dont know if i should be worried...if maybe it will go away...i don't have insurance so if it is nothing than i don't want to make it a big deal and dish out a lot of money. what do you think?

Optional Information:
Age: 27

Already Tried:
just cleaning it with water